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The Art of Money Getting quotes

The lines readers remember from The Art of Money Getting, by P. T. Barnum.

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The foundation of success in life is good health: that is the substratum of fortune; it is also the basis of happiness.

IntroductionRead from here
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The truth is,” he continued, “that sofa would have brought me to inevitable bankruptcy, had not a most unexampled title to prosperity kept me above it, and had I not checked the natural desire to ‘cut a dash.’ ”

The foundation of success in life is good health: that is the substratum of fortune; it is also the basis of happiness.

A person cannot accumulate a fortune very well when he is sick. He has no ambition; no incentive; no force. Of course, there are those who have bad health and cannot help it:

There is no class of people in the world, who have such good memories as creditors.

Avoid DebtRead from here
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It is all very well to say; “I have got trusted for sixty days, and if I don’t have the money the creditor will think nothing about it.”

There is no class of people in the world, who have such good memories as creditors.

When the sixty days run out, you will have to pay. If you do not pay, you will break your promise, and probably resort to a falsehood.

Money is in some respects like fire; it is a very excellent servant but a terrible master.

Avoid DebtRead from here
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The creditor goes to bed at night and wakes up in the morning better off than when he retired to bed, because his interest has increased during the night, but you grow poorer while you are sleeping, for the interest is accumulating against you.

Money is in some respects like fire; it is a very excellent servant but a terrible master.

When you have it mastering you; when interest is constantly piling up against you, it will keep you down in the worst kind of slavery. But let money work for you, and you have the most devoted servant in the world. It is no “eye-servant.”

Fortune always favors the brave, and never helps a man who does not help himself.

Whatever You Do, Do It with All Your MightRead from here
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Many a man acquires a fortune by doing his business thoroughly, while his neighbor remains poor for life, because he only half does it. Ambition, energy, industry, perseverance, are indispensable requisites for success in business.

Fortune always favors the brave, and never helps a man who does not help himself.

It won’t do to spend your time like Mr. Micawber, in waiting for something to “turn up.” To such men one of two things usually “turns up:” the poorhouse or the jail; for idleness breeds bad habits, and clothes a man in rags.

A man who is all caution, will never dare to take hold and be successful; and a man who is all boldness, is merely reckless, and must eventually fail.

Depend Upon Your Own Personal ExertionsRead from here
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It is, in fact, a condensed statement of what I have already said. It is to say; “you must exercise your caution in laying your plans, but be bold in carrying them out.”

A man who is all caution, will never dare to take hold and be successful; and a man who is all boldness, is merely reckless, and must eventually fail.

A man may go on “ ’change” and make fifty, or one hundred thousand dollars in speculating in stocks, at a single operation. But if he has simple boldness without caution, it is mere chance, and what he gains today he will lose tomorrow.

He does not know the value of it; nothing is worth anything, unless it costs effort.

Don’t Get Above Your BusinessRead from here
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Like buying a ticket in the lottery, and drawing a prize, it is “easy come, easy go.”

He does not know the value of it; nothing is worth anything, unless it costs effort.

Without self-denial and economy; patience and perseverance, and commencing with capital which you have not earned, you are not sure to succeed in accumulating.

All quotes

Jump to a chapter
  1. Introduction
  2. Select the Right Location
  3. Avoid Debt
  4. Persevere
  5. Whatever You Do, Do It with All Your Might
  6. Depend Upon Your Own Personal Exertions
  7. Don’t Get Above Your Business
  8. Let Hope Predominate, but Be Not Too Visionary
  9. Do Not Scatter Your Powers
  10. Read the Newspapers
  11. Advertise Your Business
  12. Be Polite and Kind to Your Customers
  13. Be Charitable
  14. Preserve Your Integrity

Introduction

Economy is not meanness.

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I know all about economy.” He thinks he does, but he does not. There are men who think that economy consists in saving cheese-parings and candle-ends, in cutting off two pence from the laundress’ bill and doing all sorts of little, mean, dirty things.

Economy is not meanness.

The misfortune is, also, that this class of persons let their economy apply in only one direction. They fancy they are so wonderfully economical in saving a halfpenny where they ought to spend twopence, that they think they can afford to squander in other directions.

The real comforts of life cost but a small portion of what most of us can earn.

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Post it every day or week in two columns, one headed “necessaries” or even “comforts,” and the other headed “luxuries,” and you will find that the latter column will be double, treble, and frequently ten times greater than the former.

The real comforts of life cost but a small portion of what most of us can earn.

Dr. Franklin says, “it is the eyes of others and not our own eyes which ruin us. If all the world were blind except myself I should not care for fine clothes or furniture.” It is the fear of what Mrs.

Prosperity is a more severe ordeal than adversity, especially sudden prosperity.

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Some families expend twenty thousand dollars per annum, and some much more, and would scarcely know how to live on less, while others secure more solid enjoyment frequently on a twentieth part of that amount.

Prosperity is a more severe ordeal than adversity, especially sudden prosperity.

“Easy come, easy go,” is an old and true proverb. A spirit of pride and vanity, when permitted to have full sway, is the undying cankerworm which gnaws the very vitals of a man’s worldly possessions, let them be small or great, hundreds, or millions.

The foundation of success in life is good health: that is the substratum of fortune; it is also the basis of happiness.

Read from here
Show the passage

The truth is,” he continued, “that sofa would have brought me to inevitable bankruptcy, had not a most unexampled title to prosperity kept me above it, and had I not checked the natural desire to ‘cut a dash.’ ”

The foundation of success in life is good health: that is the substratum of fortune; it is also the basis of happiness.

A person cannot accumulate a fortune very well when he is sick. He has no ambition; no incentive; no force. Of course, there are those who have bad health and cannot help it:

No young man in the world ever looked so beautiful, as he thought he did, behind a fifteen cent cigar or a meerschaum!

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When I consulted my physician, he said “break off tobacco using.” I was not only injuring my health and spending a great deal of money, but I was setting a bad example. I obeyed his counsel.

No young man in the world ever looked so beautiful, as he thought he did, behind a fifteen cent cigar or a meerschaum!

These remarks apply with tenfold force to the use of intoxicating drinks. To make money, requires a clear brain. A man has got to see that two and two make four;

Select the Right Location

“Why,” he replied, “you would be lean and lank yourself if you sat there as long as he has.”

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He would have given the hour of the day if I had resisted; I said, “Everybody knows that Henry VIII was a great stout old king, and that figure is lean and lank; what do you say to that?”

“Why,” he replied, “you would be lean and lank yourself if you sat there as long as he has.”

There was no resisting such arguments. I said to my English friend, “Let us go out; do not tell him who I am; I show the white feather; he beats me.”

Avoid Debt

Debt robs a man of his self-respect, and makes him almost despise himself.

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He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life.

Debt robs a man of his self-respect, and makes him almost despise himself.

Grunting and groaning and working for what he has eaten up or worn out, and now when he is called upon to pay up, he has nothing to show for his money; this is properly termed “working for a dead horse.”

There is no class of people in the world, who have such good memories as creditors.

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It is all very well to say; “I have got trusted for sixty days, and if I don’t have the money the creditor will think nothing about it.”

There is no class of people in the world, who have such good memories as creditors.

When the sixty days run out, you will have to pay. If you do not pay, you will break your promise, and probably resort to a falsehood.

“You must have met him then, for I am sure you never overtook one,” said the “boss.”

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A good-looking, lazy young fellow, was the apprentice boy, Horatio. His employer said, “Horatio, did you ever see a snail?”

“You must have met him then, for I am sure you never overtook one,” said the “boss.”

Your creditor will meet you or overtake you and say, “Now, my young friend, you agreed to pay me; you have not done it, you must give me your note.” You give the note on interest and it commences working against you;

Money is in some respects like fire; it is a very excellent servant but a terrible master.

Read from here
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The creditor goes to bed at night and wakes up in the morning better off than when he retired to bed, because his interest has increased during the night, but you grow poorer while you are sleeping, for the interest is accumulating against you.

Money is in some respects like fire; it is a very excellent servant but a terrible master.

When you have it mastering you; when interest is constantly piling up against you, it will keep you down in the worst kind of slavery. But let money work for you, and you have the most devoted servant in the world. It is no “eye-servant.”

Persevere

If you hesitate, some bolder hand will stretch out before you and get the prize.

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“There is a tide in the affairs of men, Which, taken at the flood, leads on to fortune.”

If you hesitate, some bolder hand will stretch out before you and get the prize.

Remember the proverb of Solomon: “He becometh poor that dealeth with a slack hand; but the hand of the diligent maketh rich.”

Whatever You Do, Do It with All Your Might

Fortune always favors the brave, and never helps a man who does not help himself.

Read from here
Show the passage

Many a man acquires a fortune by doing his business thoroughly, while his neighbor remains poor for life, because he only half does it. Ambition, energy, industry, perseverance, are indispensable requisites for success in business.

Fortune always favors the brave, and never helps a man who does not help himself.

It won’t do to spend your time like Mr. Micawber, in waiting for something to “turn up.” To such men one of two things usually “turns up:” the poorhouse or the jail; for idleness breeds bad habits, and clothes a man in rags.

“Oh! divide again; keep dividing, of course!”

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“But,” was the response, “if everybody was like you, it would be spent in two months, and what would you do then?”

“Oh! divide again; keep dividing, of course!”

I was recently reading in a London paper an account of a like philosophic pauper who was kicked out of a cheap boardinghouse because he could not pay his bill, but he had a roll of papers sticking out of his coat pocket, which, upon …

“No, no, not so,” said the prophet, “tie thy camel, and trust it to God!”

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“not only trust in Providence, but keep the powder dry.” Do your part of the work, or you cannot succeed. Muhammad, one night, while encamping in the desert, overheard one of his fatigued followers remark: “I will loose my camel, and trust it to God!”

“No, no, not so,” said the prophet, “tie thy camel, and trust it to God!”

Do all you can for yourselves, and then trust to Providence, or luck, or whatever you please to call it, for the rest.

Depend Upon Your Own Personal Exertions

“Divided hoof; graminivorous! It cannot be done.”

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Suddenly the animal said, “I am the devil and I am going to eat you.” It was but natural that Cuvier should desire to classify this creature, and examining it intently, he said:

“Divided hoof; graminivorous! It cannot be done.”

He knew that an animal with a split hoof must live upon grass and grain, or other kind of vegetation, and would not be inclined to eat flesh, dead or alive, so he considered himself perfectly safe.

A man who is all caution, will never dare to take hold and be successful; and a man who is all boldness, is merely reckless, and must eventually fail.

Read from here
Show the passage

It is, in fact, a condensed statement of what I have already said. It is to say; “you must exercise your caution in laying your plans, but be bold in carrying them out.”

A man who is all caution, will never dare to take hold and be successful; and a man who is all boldness, is merely reckless, and must eventually fail.

A man may go on “ ’change” and make fifty, or one hundred thousand dollars in speculating in stocks, at a single operation. But if he has simple boldness without caution, it is mere chance, and what he gains today he will lose tomorrow.

There is no such thing in the world as luck.

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… succeeds, because, although a man may appear to be honest and intelligent, yet if he tries this or that thing and always fails, it is on account of some fault or infirmity that you may not be able to discover but nevertheless which must exist.

There is no such thing in the world as luck.

There never was a man who could go out in the morning and find a purse full of gold in the street today, and another tomorrow, and so on, day after day: He may do so once in his life;

Don’t Get Above Your Business

He does not know the value of it; nothing is worth anything, unless it costs effort.

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Like buying a ticket in the lottery, and drawing a prize, it is “easy come, easy go.”

He does not know the value of it; nothing is worth anything, unless it costs effort.

Without self-denial and economy; patience and perseverance, and commencing with capital which you have not earned, you are not sure to succeed in accumulating.

You will find, as a general thing, that the poor boys get rich and the rich boys get poor.

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… mankind is man,” and you will find that while expanding the intellect and the muscles, your enlarged experience will enable you every day to accumulate more and more principal, which will increase itself by interest and otherwise, until you arrive at a state of independence.

You will find, as a general thing, that the poor boys get rich and the rich boys get poor.

For instance, a rich man at his decease, leaves a large estate to his family. His eldest sons, who have helped him earn his fortune, know by experience the value of money; and they take their inheritance and add to it.

He might more truly say, “if you can’t make a fool of yourself;” but he is “fast,” hates slow things, and doesn’t “see it.”

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“Ah! my boys,” he cries, “what is the use of being rich, if you can’t enjoy yourself?”

He might more truly say, “if you can’t make a fool of yourself;” but he is “fast,” hates slow things, and doesn’t “see it.”

Young men loaded down with other people’s money are almost sure to lose all they inherit, and they acquire all sorts of bad habits which, in the majority of cases, ruin them in health, purse and character.

“The basement is much crowded, but there is plenty of room upstairs,” was the witty and truthful reply.

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“I have not yet decided which profession I will follow. Is your profession full?”

“The basement is much crowded, but there is plenty of room upstairs,” was the witty and truthful reply.

No profession, trade, or calling, is overcrowded in the upper story.

Let Hope Predominate, but Be Not Too Visionary

The plan of “counting the chickens before they are hatched” is an error of ancient date, but it does not seem to improve by age.

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Many persons are always kept poor, because they are too visionary. Every project looks to them like certain success, and therefore they keep changing from one business to another, always in hot water, always “under the harrow.”

The plan of “counting the chickens before they are hatched” is an error of ancient date, but it does not seem to improve by age.

Engage in one kind of business only, and stick to it faithfully until you succeed, or until your experience shows that you should abandon it. A constant hammering on one nail will generally drive it home at last, so that it can be clinched.

Do Not Scatter Your Powers

A constant hammering on one nail will generally drive it home at last, so that it can be clinched.

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Engage in one kind of business only, and stick to it faithfully until you succeed, or until your experience shows that you should abandon it.

A constant hammering on one nail will generally drive it home at last, so that it can be clinched.

When a man’s undivided attention is centered on one object, his mind will constantly be suggesting improvements of value, which would escape him if his brain was occupied by a dozen different subjects at once.

Read the Newspapers

He who is without a newspaper is cut off from his species.

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Always take a trustworthy newspaper, and thus keep thoroughly posted in regard to the transactions of the world.

He who is without a newspaper is cut off from his species.

In these days of telegraphs and steam, many important inventions and improvements in every branch of trade are being made, and he who don’t consult the newspapers will soon find himself and his business left out in the cold.

Advertise Your Business

But I say if a man has got goods for sale, and he don’t advertise them in some way, the chances are that some day the sheriff will do it for him.

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Now I don’t say that everybody should advertise as Mr. Genin did.

But I say if a man has got goods for sale, and he don’t advertise them in some way, the chances are that some day the sheriff will do it for him.

Nor do I say that everybody must advertise in a newspaper, or indeed use “printers’ ink” at all.

Be Polite and Kind to Your Customers

Politeness and civility are the best capital ever invested in business.

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But it is obvious, they must be known in some way, else how could they be supported?

Politeness and civility are the best capital ever invested in business.

Large stores, gilt signs, flaming advertisements, will all prove unavailing if you or your employees treat your patrons abruptly. The truth is, the more kind and liberal a man is, the more generous will be the patronage bestowed upon him. “Like begets like.”

Men who drive sharp bargains with their customers, acting as if they never expected to see them again, will not be mistaken. They will never see them again as customers.

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and they will do better by you than if you always treated them as if you wanted to get the most you could out of them for the least return.

Men who drive sharp bargains with their customers, acting as if they never expected to see them again, will not be mistaken. They will never see them again as customers.

People don’t like to pay and get kicked also.

People don’t like to pay and get kicked also.

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Men who drive sharp bargains with their customers, acting as if they never expected to see them again, will not be mistaken. They will never see them again as customers.

People don’t like to pay and get kicked also.

One of the ushers in my Museum once told me he intended to whip a man who was in the lecture-room as soon as he came out.

Be Charitable

It is easier to make Christians with full stomachs than empty.

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But don’t fall into the idea that some persons practice, of giving a prayer instead of a potato, and a benediction instead of bread, to the hungry.

It is easier to make Christians with full stomachs than empty.

Some men have a foolish habit of telling their business secrets. If they make money they like to tell their neighbors how it was done. Nothing is gained by this, and ofttimes much is lost.

Preserve Your Integrity

Uncompromising integrity of character is invaluable.

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Strict honesty, not only lies at the foundation of all success in life (financially), but in every other respect.

Uncompromising integrity of character is invaluable.

It secures to its possessor a peace and joy which cannot be attained without it—which no amount of money, or houses and lands can purchase.

Poor fool! Not to know that the most difficult thing in life is to make money dishonestly!

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This advice was not only atrociously wicked, but it was the very essence of stupidity: It was as much as to say, “if you find it difficult to obtain money honestly, you can easily get it dishonestly. Get it in that way.”

Poor fool! Not to know that the most difficult thing in life is to make money dishonestly!

Not to know that our prisons are full of men who attempted to follow this advice;

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